You Are About To Discover Valuable Tips To Help You Make An Informed Decision About Florida Real Estate & Mortgage Financing
Our First Florida Financial team is proud to serve the lending needs of homeowners and home buyers in Florida. Our hands-on approach helps each of our clients understand the mortgage process while feeling like we are right by their side each step of the way.
Now more than ever it is important to have an experienced mortgage team helping you through the home loan process. You can trust our team to be responsive to your needs and offer you the right loan at the right price. We get the job done well with personal attention and knowledgeable care...treating each customer like they are our only client. This is one of the reasons Brent Campbell and his team are strongly endorsed so often by customers and community leaders.
Why Choose The First Florida Financial Mortgage Team for Your Home Loan?
- Great mortgage interest rates and fees with no surprises at closing.
- Available and reply promptly 7 days a week.
- Accurate & complete home loan pre-approvals within 24 hours.
- On-time home loan closings.
- Keep clients updated and educated throughout the home loan process.
Mortgage loan programs are constantly changing and evolving to reflect current market conditions. The mortgage lenders at First Florida Financial will be able to help you determine which program best suits you. Here is a list of our most common purchase loan programs.
Fixed Rate loans give home buyers the ability to maintain the same rate and payment throughout the life of their loan.
Adjustable Rate loans begin with a set interest rate but once that initial period has passed, rates will vary according to market trends.
FHA loans are insured by the Federal Housing Administration and require mortgage insurance. These loans usually offer lower down payment options and more lenient credit score requirements.
Jumbo loans are loans for a home that is priced higher than loan limits set in place by Fannie Mae or Freddie Mac. For 2019, most Jumbo loans start at $484,350 and go up from there.
203(k) AND HOMESTYLE RENOVATION LOANS
Renovation loans allow buyers to borrow based on what the house is expected to be worth after the home has been repaired or renovated.
U.S. Department of Agriculture loans are offered to home buyers purchasing a home in rural developments.
The VA loan is a home mortgage option available to American Veterans and their families. No PMI or down payment is required in order to obtain a VA loan.
A reverse mortgage is a type of home equity loan that allows homeowners to convert some of their equity in your home into cash while retaining home ownership.
First Florida Financial also offers refinancing options for homeowners who want to pay off their existing mortgage and replace it with a new mortgage that typically has a lower interest rate, term period, or monthly payment. Please call us if you have any questions about our loan products.
The First Florida Financial team is licensed to lend in all areas of Florida. If you have any questions, call our office at 850.583.1870.
The first step to getting your mortgage is to get pre-approved. You can start the process by clicking the Apply Online Now button below.
We service clients statewide in Florida.
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